Every trip. Every party.
Every rupee, sorted.

CostKarma keeps score on shared expenses so your group trips and get-togethers end with memories — not awkward money talk.

Get started free See how a trip settles up
Four friends laughing in a convertible on a sunset road trip
My Karma · September This month
₹18,240
Total spent this month
You owe
₹1,240
Others owe you
₹3,600
Goa trip starts in 12 days — 3 expenses logged already

Built for the getaways you actually take.

Beach trips, road trips, birthday nights out — log it as it happens, settle before anyone forgets.

Friends having fun by a van on a scenic road trip Road trips Friends celebrating together at a house party House parties Friends gathered around a beach bonfire at sunset Beach getaways

One screen, your whole financial picture with everyone.

My Karma is the first thing you see: what you've spent, what's outstanding in both directions, and where it's going.

  • Total spent this month
  • What you owe, and what's owed to you
  • Recent expenses at a glance
  • Category-wise spending breakdown
  • Upcoming trips, so you're never caught off guard
Category-wise spending
FoodTravelRentTripsOther

Every trip settles itself by the end.

Create a trip, add the people coming, and log expenses as they happen. CostKarma works out who owes whom before anyone has to do the math.

1

Create a trip & set a budget

Give it a name, dates, and a target spend.

2

Add friends

Everyone coming gets pulled into the ledger.

3

Log trip expenses as you go

Each person's contribution updates in real time.

4

See who owes whom, then settle

One final settlement, no group-chat math.

Friends gathered around a beach bonfire at sunset on a trip

Goa, Sep 14–17

5 people · 12 expenses logged
Active
₹32,000 of ₹50,000 budget64%
You
₹8,900
Riya
₹6,400
Karan
₹4,200
Priya
₹7,600

Split it however the party actually went.

Birthday dinners, house parties, poker night — Karma Groups split it the way the night actually happened, not the way that's easiest to calculate.

  • Create a group and add participants
  • Split equally, by percentage, or by exact amount
  • Or split across selected people only
Friends celebrating together at a house party
Equal Percentage Exact Selected
YouYou40%
RSRiya S.35%
KMKaran M.25%

Log it in seconds, sort it automatically.

Every expense gets a category, a date, and a payment method — and CostKarma remembers the ones that repeat.

  • Add an expense with category, date, and payment method
  • Recurring expenses that log themselves
  • Mark anything personal or shared
  • Monthly reports that write themselves
Groceries — Big Bazaar
₹1,860
2 Sep
GroceriesFoodHome
UPICardCash
Split with roommates
Shared, not personal

Never be the one who has to ask.

See exactly where you stand with each person — full history, running balance, and a nudge that doesn't feel awkward to send.

  • Full people list with running balances
  • Total you owe and total owed to you
  • Full expense history with each friend
  • Settle up, or send a reminder instead
RS
Riya Sharma
8 shared expenses
+₹2,100
KM
Karan Mehta
3 shared expenses
−₹640
PK
Priya K.
5 shared expenses
+₹1,500

Your next trip. Your next party.
Sorted before it even ends.

It's free to start, and your first trip or group takes under a minute to set up.

Get started free